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Your Ultimate Guide to Legal Residency and Business Operations in the Philippines
Cebu is quickly emerging as a startup destination in Southeast Asia—offering low costs, high English proficiency, and a lifestyle balanced by nature and connectivity. However, no matter how attractive the ecosystem, your plans can quickly stall without the right visa.
Whether you’re scouting the market, registering a company, or scaling your venture, choosing the appropriate visa is essential for staying compliant while protecting your time and investment. This comprehensive guide dives deep into the best visa options for startup founders in Cebu—and how to maximize them for entrepreneurial success.
Your visa status directly affects:
How long you can legally stay in the Philippines
Whether you’re allowed to work or draw income
Your eligibility to incorporate, invest, or employ staff
Whether your dependents (spouse, children) can accompany you
Your ability to open a corporate or personal bank account
Unlike tourists or employees, startup founders must think ahead. You might enter Cebu for a week to validate your idea—but if things click, you’ll need a plan for legal permanence.
Most founders begin with a 9(a) Temporary Visitor Visa, issued upon arrival or via embassy pre-application.
Explore the startup scene
Attend events or coworking spaces
Meet with potential partners or suppliers
Register a corporation (passive investor status)
Actively manage your business
Hire staff or receive compensation
Stay beyond 3 years (with extensions)
Extension Strategy:
You can extend every 30–59 days at the Bureau of Immigration. However, once your startup begins operations, you should transition to a work-eligible visa.
The 9(g) visa is granted to foreigners employed by Philippine-based companies.
You’re the CEO/CTO of your own registered Philippine company
You have a Philippine legal entity and want to draw a salary
SEC registration and business permit
Employment contract between you and the company
Alien Employment Permit (AEP) from DOLE
Valid up to 3 years
Renewable
Spouse/children may receive dependent visas
Note: If your company closes or is sold, your visa becomes invalid—you must apply again under the new structure.
The SIRV is a powerful option for founders willing to invest capital in Philippine businesses.
USD $75,000
Existing Philippine companies (stock market or private equity)
Your own startup, provided it is BOI-registered
Multiple-entry and indefinite stay
Full ownership of shares
Includes family members
Challenge: Approval can take time and must meet government reporting requirements. You’ll need a detailed business plan and investment roadmap.
Despite the name, the SRRV is popular among entrepreneurs, especially digital nomads and solo founders.
Age 35+ for some variants
Proof of monthly pension (optional)
Medical clearance
$10,000–$50,000 (depending on type)
Once granted, you can stay in the country indefinitely and apply for a work/business permit via the Philippine Retirement Authority (PRA).
Best For: Mid-career founders who want location stability and a flexible immigration status.
The Philippines passed the Innovative Startup Act (RA 11337) in 2019, introducing the concept of a Startup Visa, but implementation has been slow.
Special visa for foreign founders of innovative tech startups
Linked to accredited incubators or accelerators
May offer 5-year visa with business incentives
Awaiting clear implementation guidelines from DICT, DTI, and Bureau of Immigration
As of 2025, no formal Startup Visa exists, but the momentum is growing
Suggestion: Collaborate with incubators like QBO Innovation Hub or local accelerators to stay in the loop.
For foreign spouses of Filipino citizens—offers permanent residency.
Short-term permit (valid for 3–6 months) for project-based work. Often used before full 9(g) approval.
For those attending local universities; limited working rights.
To apply for 9(g) or SIRV, your company must be properly structured—typically a corporation, not a sole proprietorship.
Use local lawyers, accountants, or startup service providers to avoid errors. Many offer visa packages bundled with incorporation and tax registration.
Always update ACR I-Card, permits, and BI records
Report address changes
Renew on time—penalties for overstays can be costly
Yes, many founders incorporate their startup while on a tourist visa, then apply for a 9(g) or SIRV as the next step. Just remember: you can’t actively manage or draw income until you hold a valid work-eligible visa.
Bureau of Immigration (Mandaue): Processes extensions and visa applications.
One-Stop Shop for Business (Cebu City Hall): For business permits.
Law Firms: Piccio Law, Reyes Tacandong & Co. for visa & corporate services.
Incubators & Accelerators: CebuinIT, GoNegosyo Cebu, UVTechHub
Visa Type | Can You Work? | Duration | Minimum Investment | Includes Family? |
---|---|---|---|---|
9(a) Tourist | ❌ | Up to 36 months | None | ❌ |
9(g) Employment | ✅ | 1–3 years | Company setup | ✅ |
SIRV | ✅ | Indefinite | $75,000 | ✅ |
SRRV | ✅ (with permit) | Indefinite | $10K–$50K | ✅ |
Startup Visa (pending) | ✅ | TBD | TBD | Possibly |
Visa planning isn’t glamorous—but it’s the first real test of your startup mindset. Choose a visa that gives you operational freedom, minimizes risk, and reflects your stage of growth. Cebu welcomes entrepreneurs, but it’s your responsibility to ensure you’re building both legally and sustainably.
With the right paperwork, a little patience, and trusted local support, you can confidently grow your startup—without looking over your shoulder at immigration deadlines.
Yes, you can register a company in the Philippines while on a 9(a) tourist visa, as long as you are not actively managing operations or earning income. You can complete SEC registration, open a corporate bank account, and apply for permits. However, once the company is active, you will need to transition to a work-eligible visa such as a 9(g) or SIRV to legally manage and draw salary from the business.
The best visa for long-term founders depends on your goals. For those actively running a registered business, the 9(g) Pre-Arranged Employment Visa is common. If you’re investing $75,000 or more, the Special Investor’s Resident Visa (SIRV) offers flexibility and indefinite stay. For founders over 35, the SRRV (Special Resident Retiree’s Visa) is also a practical option, even for non-retirees, especially if you’re seeking a base in Cebu with optional business activity.
No, a 9(a) tourist visa does not permit any form of employment or income-generating activity in the Philippines. While you may attend business meetings or explore opportunities, active business operations, management, or service delivery are prohibited. Engaging in work activities on a tourist visa can result in fines, visa cancellation, or deportation.
The Special Investor’s Resident Visa (SIRV) allows indefinite stay in the Philippines with multiple entry privileges. It is ideal for startup founders who can invest at least USD $75,000 in an accredited enterprise, including their own tech company if registered properly. The SIRV simplifies immigration renewals, permits active business engagement, and allows family members to join under dependent status.
As of 2025, the Startup Visa proposed under the Innovative Startup Act (RA 11337) is not yet fully implemented. The government has outlined guidelines, but processing and availability remain pending. Interested founders should follow announcements from the Department of Trade and Industry (DTI), Department of Information and Communications Technology (DICT), or connect with local incubators for updates.
The 9(g) Pre-Arranged Employment Visa allows foreign nationals to legally work in the Philippines. Founders can qualify by having their own Philippine corporation sponsor them as an executive or technical officer. Requirements include SEC registration, an Alien Employment Permit (AEP), and a formal employment contract. This visa is valid for 1–3 years and can be renewed.
Yes. Both the SIRV and 9(g) visas allow dependents such as spouses and minor children to join you under dependent visa status. You will need to submit additional documentation such as marriage and birth certificates. Under the SRRV, family inclusion is also permitted, making it an attractive option for founders relocating with families.
Yes. You can convert your 9(a) tourist visa to a 9(g) work visa within the Philippines through the Bureau of Immigration. However, the process involves multiple steps including securing an Alien Employment Permit from the Department of Labor and Employment (DOLE) and completing biometrics. The process may take 4–8 weeks depending on your case and documentation.
The Special Resident Retiree’s Visa (SRRV) is often used by location-independent entrepreneurs over age 35 seeking long-term stability in the Philippines. It requires a time deposit and medical clearance but grants permanent residency with multiple entry, permission to work or run a business (with endorsement), and inclusion of dependents. It’s favored for its flexibility and low renewal burden.
While not mandatory, working with a local immigration consultant or law firm is highly recommended—especially for founders navigating SIRV, SRRV, or 9(g) applications. Professional guidance ensures smoother processing, legal compliance, and helps align immigration status with corporate structure and tax obligations. Many startup support organizations in Cebu also offer bundled services for foreign founders.