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How to Live and Work in the Philippines with the New Digital Nomad Visa (2025 Guide)

Contents

How to Live and Work in the Philippines with the New Digital Nomad Visa (2025 Guide)


✍️ Introduction

Are you dreaming of working remotely from a tropical island with stunning beaches, vibrant local culture, and one of the lowest living costs in Southeast Asia? The Philippines has just made that dream more attainable.

In 2025, the Philippine government officially launched its long-awaited Digital Nomad Visa, opening the doors for remote workers around the world to live and work legally in the archipelago for up to 12 months—with a possible 1-year extension. This new visa is a game-changer for freelancers, startup founders, remote employees, and online entrepreneurs who are looking to relocate somewhere affordable, English-speaking, and filled with adventure.

From bustling cities like Manila and Cebu to laid-back destinations like Siargao and Dumaguete, the Philippines offers a unique mix of productivity, affordability, and island vibes that digital nomads crave.

In this comprehensive guide, we’ll cover everything you need to know about the Philippine Digital Nomad Visa—including who qualifies, how to apply, where to live, and what to expect once you arrive. Whether you’re looking to escape the 9–5 office grind or explore Asia while working online, this guide will help you decide if the Philippines is your next remote-work base.


Section 1: What Is the Philippines Digital Nomad Visa?

The Philippines Digital Nomad Visa, introduced in 2025, is a special long-stay visa that allows foreign remote workers to live and work legally in the Philippines for up to one year, with an option to extend for another year. It was officially created under Executive Order No. 86, signed by President Ferdinand “Bongbong” Marcos Jr. in April 2025.

This visa aims to attract international talent who can contribute to the Philippine economy without competing for local jobs. Unlike traditional work visas, it is designed specifically for digital nomads—remote workers who earn their income from clients or companies located outside the Philippines.

It joins the growing trend of countries offering specialized visas to remote professionals, much like the Digital Nomad Visas already implemented in places like Portugal, Estonia, Thailand, Japan, and South Korea. The Philippine version stands out by combining an English-speaking population, tropical climate, and cost-effective lifestyle.

✅ Key Features of the Visa:

  • Valid for 12 months, with one-time renewal for another 12 months

  • Specifically for foreign nationals working remotely for non-Philippine clients

  • Applicants must meet income and insurance requirements

  • Must not take employment within the Philippines

  • Encourages “location-independent” professionals to base themselves in the country

The visa is still in its early rollout phase as of mid-2025, and the Department of Foreign Affairs (DFA) is expected to publish full application procedures soon. A pilot program is set to launch by the end of Q3 2025, making this the perfect time to plan your move.

In the next section, we’ll explore who qualifies for this visa and what documents you’ll need to prepare.


Section 2: Who Is Eligible for the Digital Nomad Visa?

The Philippine Digital Nomad Visa is specifically designed for remote professionals who wish to live in the country while continuing to work for employers or clients based abroad. But not everyone qualifies. To ensure that this visa supports economic growth without disrupting the local labor market, the government has established a clear set of eligibility requirements.

Here’s what you need to know before applying:


Basic Eligibility Criteria

To be considered for the Digital Nomad Visa, applicants must meet the following conditions:

  • Be at least 18 years old

  • Work remotely using digital technologies

  • Earn income from non-Philippine sources

  • Hold a valid passport

  • Have valid international health insurance

  • Have no criminal record

  • Be a citizen of a country that offers a similar visa to Filipinos (this is known as the “principle of reciprocity”)

Let’s take a closer look at a few of these.


Remote Work & Income Requirements

You must be employed or self-employed in a way that allows you to work online. This includes:

  • Freelancers working through platforms like Upwork or Fiverr

  • Remote employees of companies based in the U.S., Canada, Europe, etc.

  • Entrepreneurs running online businesses

As of July 2025, the minimum monthly income requirement has not been officially announced, but based on similar visa programs globally, a monthly income of at least $2,000 to $3,000 USD is expected.


Reciprocity Rule Explained

To apply, you must be from a country that allows Filipinos to apply for a similar digital nomad visa. This includes most EU countries, the U.S., Canada, Japan, and South Korea—but excludes some nations in Africa and Central Asia. The official list of eligible countries is expected to be released with the full implementation guidelines later in 2025.


Health Insurance

Applicants are required to have health insurance that is valid in the Philippines for the duration of their stay. This can be an international plan or a regional plan that includes Southeast Asia coverage.


Clean Criminal Record

You must provide a certificate of good conduct or police clearance from your country of residence, showing no serious criminal offenses. This is part of the effort to maintain national security and ensure visa holders are law-abiding visitors.


Summary

Requirement Details
Age 18+
Work Type Remote only (outside the Philippines)
Income Source Foreign-based clients/employers
Minimum Income Est. $2,000–$3,000/month (to be confirmed)
Health Insurance Required for entire stay
Clean Criminal Record Must provide certificate
Reciprocity Rule Must be from a country with similar visa for Filipinos

In the next section, we’ll go step-by-step through the application process, including expected documentation and where to apply once the program opens.


Section 3: How to Apply for the Visa

As of mid-2025, the Philippine Digital Nomad Visa is in its pilot phase, with the full rollout expected by Q3 2025. While the government has yet to release the final application procedures, early details from the Executive Order No. 86 and statements from the Bureau of Immigration and the Department of Foreign Affairs (DFA) provide a clear idea of what the process will likely involve.

Here’s a step-by-step breakdown of how the application is expected to work once launched:


Step 1: Check Eligibility

Before you begin the process, make sure you meet all eligibility criteria:

  • You are 18 or older

  • You earn income from a foreign source

  • You can provide proof of employment/freelance activity

  • You have valid health insurance

  • You are a citizen of a country that reciprocates similar visa opportunities to Filipinos

If you meet these, you’re ready to begin.


Step 2: Gather Required Documents

While official requirements are still pending, most digital nomad visa programs request similar documents. Based on comparable systems and EO No. 86, you should prepare:

  • Valid passport (with at least 6 months validity)

  • Proof of income (e.g., bank statements, pay slips, tax returns)

  • Proof of remote employment or self-employment (e.g., contracts, letters from clients)

  • Health insurance certificate covering the Philippines

  • Police clearance or Certificate of Good Conduct

  • Proof of accommodation (optional but recommended)

  • Passport-size photos

  • Completed visa application form (to be issued by the DFA)

Pro tip: Prepare digital versions of all documents in PDF format in advance.


Step 3: Submit Application

The application process is expected to be done either:

  • Online via DFA or Bureau of Immigration portal, or

  • In-person through a Philippine Embassy or Consulate

At submission, you may need to pay a processing fee. The estimated cost is around $250–$350 USD, depending on your country and whether you use express service.


Step 4: Wait for Approval

Processing time will vary, but estimates suggest a 2–4 week turnaround. You may be asked to attend an interview (virtual or in-person), depending on your country’s risk level or your application profile.

Once approved, you’ll receive:

  • A Digital Nomad Visa sticker or eVisa

  • Guidelines for your entry into the Philippines

  • Conditions of stay (12-month period, restrictions, renewals)


Step 5: Enter the Philippines

After receiving your visa, you can book your flight and head to the Philippines! Upon arrival, you may be asked to:

  • Show your visa (physical or digital)

  • Present a return/onward ticket (if applicable)

  • Confirm accommodation and insurance

Be sure to register with the Bureau of Immigration within the first 30 days if required.


Optional: Renew for Another Year

Before your initial 12-month stay ends, you may apply for a renewal. You’ll need to re-submit income documentation and show that you’ve complied with visa terms.


Summary: The Process at a Glance

Step Description
1 Check if you meet eligibility criteria
2 Collect required documents
3 Submit application online or at a consulate
4 Wait 2–4 weeks for approval
5 Enter the Philippines and register if needed
6 (Optional) Renew before 1 year ends

Section 4: Taxation and Legal Considerations for Digital Nomads in the Philippines

While the Philippine Digital Nomad Visa opens new doors for remote professionals, it also comes with a set of legal and financial responsibilities you should understand before relocating. One of the most frequently asked questions is: “Will I be taxed in the Philippines?” The answer depends on your status, length of stay, and income source.

Let’s break it down.


Will You Be Taxed on Foreign Income in the Philippines?

According to current Philippine tax law, non-resident aliens (NRAs) are not required to pay taxes on foreign-sourced income, even if they are physically staying in the Philippines.

Under the Digital Nomad Visa:

  • If you earn 100% of your income from abroad and do not offer services to local clients, you are not subject to Philippine income tax.

  • You will still be expected to pay taxes in your home country, depending on its laws.

Note: This may change in future versions of the visa, so always check the latest policies from the Bureau of Internal Revenue (BIR).


Banking and Money Transfers

To avoid complications:

  • Use international bank accounts or services like Wise, Payoneer, or Revolut for remittances.

  • Some digital nomads open local bank accounts like BDO, BPI, or UnionBank—but you may need an ACR (Alien Certificate of Registration) or a local address.

Tip: Bring multiple debit/credit cards and set up international online banking before your move.


⚖️ Legal Restrictions: What You Can’t Do

The visa clearly states that you cannot work for or receive compensation from a Philippine-based company. That means:

No freelance gigs for Filipino clients
No physical jobs (teaching, bartending, consulting, etc.)
No setting up a business without separate permits

Violation of these conditions may result in visa cancellation or deportation.


Staying Compliant with Immigration Laws

Here are a few legal responsibilities you must follow:

  • Keep your passport and visa valid during your entire stay

  • Report to the Bureau of Immigration (BI) if required (usually for stays over 59 days)

  • Apply for renewal before your visa expires if staying beyond one year

  • Avoid overstaying, as fines and blacklisting may apply


Health, Safety & Emergency Considerations

  • Health Insurance is required for visa approval, but not all plans are accepted. Choose one that covers outpatient, hospitalization, and emergency evacuation.

  • Make sure to know where major hospitals are located in your city (e.g., Chong Hua in Cebu, Makati Medical Center in Manila).

  • Download MyPhilHealth or Red Cross PH apps for local emergency info.


Quick Checklist

Topic Key Point
Income Tax No tax on foreign income if not working locally
Banking Use global banks or fintech (Wise, Payoneer, etc.)
Legal Work Limits Cannot earn from Philippine entities or freelance locally
Immigration Rules Stay registered, renew on time, avoid overstaying
Health & Safety Secure full-coverage insurance, know local medical options

Section 5: Why the Philippines? Pros and Cons of Living as a Digital Nomad in 2025

With dozens of countries now offering Digital Nomad Visas, you might be wondering: Why choose the Philippines over Thailand, Bali, or Portugal? While each destination has its unique advantages, the Philippines is quietly becoming one of the most attractive options for remote workers in Asia—especially after the launch of its official nomad visa in 2025.

Let’s explore the pros and cons to help you decide if this tropical archipelago is right for you.


Top Reasons to Choose the Philippines

1. English is Widely Spoken

The Philippines is one of the few countries in Asia where English is an official language and spoken by over 90% of the population. This makes everything—from setting up a SIM card to handling legal paperwork—far easier than in many neighboring countries.

2. Affordable Cost of Living

Compared to Singapore, Japan, or even Thailand, the Philippines remains highly affordable. You can comfortably live in cities like Cebu or Dumaguete for $1,000–$1,500 USD/month, including rent, food, and transportation.

3. ️ Tropical Lifestyle

Whether you want to live near white sand beaches in Siargao or in a cosmopolitan area like Makati, the Philippines offers a diverse mix of experiences. Surfing, diving, hiking, or just working from a café with a beach view—it’s all possible here.

4. ‍ Remote Work-Friendly Environment

Co-working spaces, high-speed internet (in urban areas), and improving infrastructure are helping the country become more nomad-friendly. Cities like Cebu and Manila have dozens of modern workspaces, including those in IT Park, BGC, and Ortigas.

5. ✈️ Travel Hub in Southeast Asia

Located centrally, the Philippines offers cheap flights to Japan, Korea, Vietnam, Malaysia, and Thailand, making it easy to explore the region while maintaining a base here.


Challenges to Consider

1. Internet Connectivity

While major cities have decent connections (fiber up to 200–500 Mbps), remote islands or rural areas may suffer from slow or unstable service. Backup mobile data plans (e.g., Smart, Globe) are essential.

2. Healthcare System

Top hospitals in Metro Manila and Cebu are high-quality, but outside urban centers, healthcare access may be limited. Full insurance coverage is highly recommended.

3. Infrastructure Gaps

Power outages, slow government services, and inconsistent roads can be frustrating. If you’re used to European or U.S. infrastructure, be prepared for some compromises.

4. Safety & Scams

Most tourist areas are safe, but petty crime, overcharging, or taxi scams can occur. Stay alert and always use Grab or trusted transportation options.

5. Bureaucracy

Visa processing, registrations, and permits can sometimes involve delays or conflicting instructions. Patience and local support are your allies.


Comparison Snapshot: Philippines vs. Other Nomad Hubs

Criteria Philippines Thailand Portugal Indonesia (Bali)
Language English widely spoken Moderate Low Low
Cost of Living Low Low Medium Low
Safety Medium High High Medium
Internet Medium High High Medium
Lifestyle Tropical / Island City + Nature European + Urban Island + Wellness
Time Zone UTC+8 UTC+7 UTC+0 UTC+8

Final Thoughts

The Philippines may not be perfect, but for digital nomads seeking a laid-back, English-speaking base in Southeast Asia, it ticks a lot of boxes—especially with a legal visa option now in place.

If you’re the kind of remote worker who values warm culture, island adventures, and affordability, the Philippines is absolutely worth considering.


Section 6: Best Cities for Digital Nomads in the Philippines

Whether you’re seeking high-speed internet, co-working spaces, beach access, or affordable rent, the Philippines has a city or island that fits your remote work lifestyle. Here’s a curated list of the best cities and destinations for digital nomads in the country—with a focus on safety, infrastructure, community, and lifestyle.


1. Cebu City – The All-in-One Nomad Hub

Often referred to as the “Queen City of the South,” Cebu City is a growing favorite among digital nomads. It offers a balance of modern infrastructure, lively expat and student communities, and easy access to stunning beaches.

Why Choose Cebu:

  • English-speaking population and international vibe

  • Home to IT Park, Ayala Center, and dozens of co-working spaces

  • Affordable accommodations and food

  • Direct flights to international and domestic destinations

  • Near world-class diving spots like Moalboal and Malapascua

Bonus: Cebu is also a major destination for learning English—perfect for those who want to improve their language skills while working remotely.


2. Manila – Urban Powerhouse for Digital Professionals

Metro Manila, especially areas like Makati, Bonifacio Global City (BGC), and Ortigas, is the country’s financial and tech hub. While more expensive, it offers excellent infrastructure, events, and co-working scenes.

Why Choose Manila:

  • Fastest internet and best co-working facilities

  • Strong community of tech startups and freelancers

  • Wide range of international cuisine and nightlife

  • Top-tier hospitals and embassies nearby

Note: Traffic can be intense, and some areas may feel crowded, but living in well-located neighborhoods like BGC makes life smoother.


3. Dumaguete – The Small City with a Big Heart

A peaceful university town located on Negros Island, Dumaguete is ideal for those looking for a quiet, budget-friendly environment with a vibrant local culture.

Why Choose Dumaguete:

  • Low cost of living

  • Friendly expat community

  • Close to diving, waterfalls, and Apo Island

  • Great coffee shops and laid-back vibe

Perfect for: Writers, developers, and solo nomads who want focus and nature.


4. Siargao – Surf, Chill, and Work

Siargao is not just a surfer’s paradise—it’s a rising star among creative nomads and social entrepreneurs. While the internet is still catching up, the island vibe and tight-knit community are unmatched.

Why Choose Siargao:

  • Beachfront bungalows and jungle coworking spaces

  • Yoga, cafes, surf culture

  • Growing digital nomad scene despite infrastructure limits

  • Weekly networking and wellness events

Caution: Not for those who rely on heavy cloud computing or video streaming.


5. Baguio – The Cool Mountain City

If you prefer cooler weather and lush green hills, Baguio City is a great escape. Popular among students and creatives, it has a laid-back vibe and a strong local arts scene.

Why Choose Baguio:

  • Pleasant year-round climate

  • Strong educational institutions and artistic community

  • Good internet in most areas

  • Quiet, residential lifestyle

Tip: Ideal for academic researchers, artists, and focused workers.


6. Davao – Clean, Safe, and Under-the-Radar

Located in Mindanao, Davao City is known for its cleanliness, safety, and progressive policies. It’s a bit off the mainstream tourist trail but very livable.

Why Choose Davao:

  • Strict security and safety standards

  • Affordable cost of living

  • Nature access: Mt. Apo, Samal Island

  • Minimal traffic compared to Manila

Underrated choice for long-term nomads who value peace and order.


Comparison Chart

City Internet Cost of Living Safety Lifestyle Community
Cebu High Medium ✅ Safe Balanced International
Manila Very High Higher ⚠️ Mixed ️ Urban Fast-Paced Large
Dumaguete Medium Low ✅ Very Safe Peaceful Friendly
Siargao ⚠️ Low-Med Medium ✅ Safe Island Vibe Creative
Baguio Medium Low ✅ Safe Cool & Calm ✍️ Artistic
Davao Medium Low ✅✅ Very Safe Nature + Urban ‍ Growing

Section 7: Cost of Living in the Philippines for Digital Nomads

One of the main reasons digital nomads are drawn to the Philippines is the affordable lifestyle. Whether you’re living in a major city like Manila or a laid-back island like Siargao, your money goes a long way compared to most Western countries—or even neighboring hubs like Singapore or Seoul.

Let’s break down what it really costs to live and work remotely in the Philippines in 2025.


Accommodation

→ Manila (BGC, Makati):

  • Studio Apartment (Central): $400–700 USD/month

  • Shared Condo or Co-living: $250–400 USD/month

→ Cebu City (IT Park, Lahug):

  • Studio Apartment: $300–500 USD/month

  • Guesthouse/Shared unit: $200–350 USD/month

→ Dumaguete/Siargao/Baguio:

  • Apartment/Bungalow: $150–300 USD/month

  • Homestay or Airbnb: $200–400 USD/month

Tip: Booking a 1-month Airbnb initially is recommended. Then negotiate local rates on-site for long-term stays.


Food and Groceries

  • Local restaurant meal: $2–4 USD

  • Mid-range restaurant: $8–15 USD

  • Coffee/tea at a café: $2–3 USD

  • Monthly groceries (single person): $150–250 USD

Fresh produce is affordable, especially at local markets. Western imports (cheese, wine, cereal) are more expensive.


Transportation

  • Jeepney (local ride): $0.20–0.40 USD

  • Grab/Taxi: $2–8 USD per ride

  • Monthly transportation budget: $40–100 USD

Bonus: In Cebu and Dumaguete, many nomads rent scooters for $50–70/month.


Internet and Utilities

  • Mobile data (30GB): $10 USD

  • Home Wi-Fi (100–300 Mbps): $25–40 USD

  • Electricity (with aircon use): $40–100 USD/month

  • Coworking space: $80–150 USD/month

Smart and Globe are the top mobile networks; both offer prepaid SIMs and data bundles.


Health & Insurance

  • Doctor visit (private): $10–25 USD

  • Dentist cleaning: $20–40 USD

  • Health insurance (nomad plans): $50–100 USD/month

Nomad-specific plans like SafetyWing, Genki, or World Nomads are accepted by many local hospitals.


Sample Monthly Budget (Single Person)

Category Manila (USD) Cebu (USD) Dumaguete/Siargao (USD)
Rent $600 $400 $250
Food $250 $200 $180
Transportation $80 $60 $40
Internet $30 $30 $25
Coworking $120 $100 $80
Insurance $80 $80 $80
Total $1,160 $870 $655

Final Thoughts

Whether you’re on a tight budget or willing to splurge on convenience, the Philippines offers flexible cost-of-living options for every type of nomad. With $800–1,200 USD/month, you can live very comfortably in most areas—leaving room for savings, adventures, or business investment.


Section 8: Final Thoughts + FAQs about the Digital Nomad Visa

The launch of the Philippine Digital Nomad Visa marks a significant milestone in Southeast Asia’s remote work movement. With its blend of affordability, warm culture, and tropical beauty, the Philippines is well-positioned to become one of the most attractive destinations for global remote professionals.

Whether you’re a seasoned nomad or considering your first long-term stay abroad, this visa creates a legal and stable pathway to enjoy the islands while continuing your career.

Let’s wrap things up with some frequently asked questions:


FAQs About the Philippines Digital Nomad Visa

Q1: When will the Digital Nomad Visa officially launch?

A: The pilot program began in early 2025, with a full nationwide rollout expected by Q3 or Q4 2025, according to the Bureau of Immigration and DFA.

Q2: How long is the visa valid for?

A: The visa is valid for 12 months, with the possibility to renew annually, depending on compliance and continued eligibility.

Q3: Can I bring my spouse or children?

A: Yes, dependent visas will be available for spouses and minor children. Each will need to meet certain health and documentation requirements.

Q4: What happens if I want to change jobs or clients while staying in the Philippines?

A: As long as you continue to work remotely for foreign-based employers or clients, you can change jobs freely. You must not accept work from Philippine-based companies.

Q5: Do I have to pay taxes in the Philippines?

A: No, not if your income is 100% from foreign sources and you’re classified as a non-resident alien. You may still owe taxes in your home country.

Q6: Is this visa open to all nationalities?

A: No. Applicants must come from countries that offer reciprocal visa options to Filipinos. The list includes most of Europe, North America, and East Asia. A full list will be published soon.

Q7: Can I apply while already in the Philippines on a tourist visa?

A: This is still under review. For now, it is recommended to apply from outside the Philippines through a consulate or embassy.

Q8: What if I want to stay longer than one year?

A: As long as you remain compliant and eligible, you may renew the visa annually, possibly up to five consecutive years.

Q9: Do I need the Digital Nomad Visa to study and work remotely in the Philippines?

A: Not necessarily.
While the Digital Nomad Visa is gaining attention, most remote workers and students from visa-exempt countries (like Japan, Korea, or EU nations) can stay in the Philippines for months using a tourist visa.
This visa is easy to extend locally, and it allows you to study English and live comfortably.


Final Message to Digital Nomads

The future of work is location-independent, and the Philippines is stepping up to welcome the world. With its Digital Nomad Visa, this island nation is offering not just a place to stay—but a lifestyle, community, and opportunity to thrive.

Whether you’re dreaming of working from a beachside bungalow or launching your next big idea under palm trees, the Philippines is ready for you.


✈️ Next Steps:

  • Bookmark the official DFA or Bureau of Immigration website

  • Gather your documents early

  • Join nomad forums and Facebook groups for insider tips

  • Subscribe to updates on visa news (we recommend nomadlist.com or the DFA mailing list)


Section 9: Why 3D ACADEMY Is the Perfect Base for Digital Nomads in the Philippines

If you’re considering applying for the Philippines’ new Digital Nomad Visa and wondering where to base yourself — look no further than 3D ACADEMY in Cebu City.

3D ACADEMY is not just an English language school — it’s an international hub for global talent, remote workers, and digital nomads looking to improve their English and expand their opportunities.


Work, Study, and Connect in One Place

Located in the heart of Cebu City, 3D ACADEMY offers the ideal balance between education and lifestyle:

  • 5-9 hours of intensive English classes daily

  • High-speed Wi-Fi and quiet workspaces for digital nomads

  • Flexible accommodation options (on-campus dorms & partner hotels)

  • A diverse, international student community (Japan, Korea, Saudi Arabia, Taiwan, Europe, and more)

  • Arab-friendly environment with halal options and Arabic-speaking manager support

Whether you’re Arab, Asian, or from the West — you’ll find a home here.


Why Digital Nomads Choose 3D ACADEMY

  • Combine language learning with your remote work routine

  • Boost your global confidence and communication skills

  • Make friends from over 15 different countries

  • Participate in school trips, cultural exchange, and outreach programs

  • Affordable, all-in-one pricing — no visa stress, no language barriers


✈️ Make 3D ACADEMY Your First Step into the Philippines

Whether you’re:

  • Coming to the Philippines under the Digital Nomad Visa

  • Already working remotely and want to level up your English

  • A content creator or freelancer looking to connect with global minds

…3D ACADEMY welcomes you.

Enroll now or ask us how to apply with your Nomad Visa status.
Visit 3d-universal.com to learn more and join the 3D Nomad Community.