Scholarships in Cagayan de Oro: Complete List and How to Qualify

Cagayan de Oro (CDO) is one of Northern Mindanao’s major education hubs, home to top universities such as Xavier University – Ateneo de Cagayan, Liceo de Cagayan University, Capitol University, and the University of Science and Technology of Southern Philippines (USTP). Because of its thriving academic community, the city offers a wide range of scholarships—both government-funded and institution-based—that help students pursue quality education without heavy financial burden.

Whether you are a senior high school graduate, a current college student, or someone planning to return to school, this guide provides a complete list of scholarships in Cagayan de Oro and detailed instructions on how to qualify, apply, and maximize your chances of approval.

Government Scholarships Available in Cagayan de Oro

Government scholarships remain the most common and accessible type of financial aid in the city. These programs target academically talented students, financially disadvantaged learners, and those pursuing specific fields such as engineering, science, technology, and teaching.

1. CHED Scholarship Program (CSP)

The Commission on Higher Education (CHED) offers scholarships for incoming freshmen and eligible college students.

Types of CHED Scholarships:

• Full Merit Scholarship (FMS)

• Half Merit Scholarship (HMS)

Benefits may include:

• Tuition and other school fees

• Monthly stipend

• Book allowance

General Qualifications:

• Filipino citizen

• Incoming freshman or continuing student with good academic standing

• Combined gross family income not exceeding CHED’s required limit

• Must not be a recipient of any other government-funded scholarship

How to Apply:

1. Prepare requirements such as Form 138/Transcript of Records, income documents, and certificates.

2. Apply through CHED Region X office or online portal (when available).

3. Wait for evaluation and results.

CHED scholarships are competitive, so students are encouraged to maintain high grades and complete documents early.

2. DOST-SEI Scholarships (Science and Engineering)

The Department of Science and Technology – Science Education Institute (DOST-SEI) provides one of the most generous scholarships for STEM students.

Programs include:

• DOST S&T Undergraduate Scholarship

• RA 7687 Scholarship (for financially needy but talented students)

• MERIT Scholarship

Benefits:

• Full tuition

• Monthly living allowance

• Book allowance

• Thesis and graduation support

• Transportation allowance for students from remote areas

Qualifications:

• Must be a STEM-track senior high school student or have strong academic background in math and science

• Must have good moral character

• Must pass the nationwide DOST exam

Why It’s Popular in CDO:
CDO has a strong STEM community, with USTP offering engineering, IT, and scientific programs. Many students here pass DOST’s exam due to strong SHS STEM preparation.

3. TESDA Scholarships (Technical and Vocational Courses)

TESDA offers multiple scholarship programs under:

• Training for Work Scholarship Program (TWSP)

• Private Education Student Financial Assistance (PESFA)

• Special Training for Employment Program (STEP)

Key Features:

• Covers tuition for short vocational courses

• Provides assessment fees

• Offers training support such as tools or starter kits

Popular TESDA Courses in CDO:

• Cookery

• Welding

• Automotive servicing

• ICT courses

• Hotel and restaurant services

These are ideal for students who want quick employment or skills-based careers.

4. LGU Scholarships (City Government of Cagayan de Oro)

The local government of Cagayan de Oro provides several types of educational assistance:

a. City Scholarship Program

For students from public schools or low-income families.

Benefits:

• Full or partial tuition

• Monthly stipend for qualified scholars

• Priority enrollment and guidance support

b. Barangay Educational Assistance Programs

Some barangays give allowances or partial subsidies to deserving students.

c. Special Programs for Indigenous Peoples (IPs)

Recognized IP students receive additional support from the LGU and NCIP.

University-Based Scholarships in Cagayan de Oro

Most major universities in CDO offer multiple scholarship schemes. These are popular because they cater to academic achievers, athletes, artists, and students with leadership potential.

1. Xavier University – Ateneo de Cagayan Scholarships

XU is known for its strong scholarship culture. Programs include:

a. Academic Scholarships

For students with exceptional academic performance.

b. Merit-Based Grants

Based on entrance exam results or GWA in previous years.

c. Financial Assistance Programs

For students from economically disadvantaged families.

d. Jesuit Mission Grants

For service-oriented and leadership-focused students.

e. Sports and Arts Scholarships

For athletes, dancers, musicians, and artists who represent the university.

General Requirements:

• High grades

• Recommendation letters

• Interview and screening

• Proof of income for financial aid

2. Liceo de Cagayan University Scholarships

Liceo de Cagayan offers scholarships for:

• Academic scholars

• Cultural scholars (glee club, dance troupe, theater arts)

• Athletic scholars

• Working students (with discounted tuition)

• Alumni discounts for siblings

Why This Is Beneficial:
Liceo has strong performing arts groups, so talented students can study almost for free through cultural scholarships.

3. Capitol University Scholarships

Capitol University provides financial aid through:

• CU Academic Scholarships

• Grants for top-performing SHS graduates

• Working student programs

• CU Alumni Foundation Scholarships

• Course-specific scholarships (e.g., Nursing, Engineering)

Eligibility usually involves:

• Good academic standing

• Clean disciplinary record

• Participation in university activities

4. USTP (University of Science and Technology of Southern Philippines)

USTP is known for its engineering and technology programs. Scholarships include:

• Academic and Merit Scholarships

• DOST-endorsed scholarships

• Research and innovation grants

• Industry-sponsored scholarships (engineering, IT, etc.)

• Tulong-Dunong Program (TDP) for qualified low-income students

USTP partners with several companies in CDO, giving scholars internship opportunities.

Private Foundations and NGO Scholarships in Cagayan de Oro

Aside from government and school-based programs, CDO has multiple NGO and private foundation scholarships:

1. ABS-CBN Lingkod Kapamilya Foundation

Supports students in poverty-stricken communities.

2. Jollibee Foundation Scholarships

Usually for students in agriculture-related or business programs.

3. SM Foundation College Scholarship

One of the most well-known nationwide scholarships, also available in CDO.

Benefits:

• Full tuition coverage

• Monthly stipend

• Possible employment at SM after graduation

4. Rotary and Lions Club Educational Grants

Several CDO chapters offer annual grants for deserving students.

5. Church-Based Scholarships

Parishes offer small but helpful allowances, especially for Catholic students with financial needs.

These scholarships may not be as large, but they are less competitive and easier to apply for.

How to Qualify for Scholarships in Cagayan de Oro

While requirements vary per program, most scholarships follow similar core criteria. Below are the key areas you should focus on.

1. Academic Excellence

Scholarships highly value academic performance. To increase your chances:

• Maintain a high GWA (85%–93% depending on the scholarship).

• Join academic competitions or honor societies.

• Avoid failing grades or disciplinary issues.

Even non-academic scholarships still consider your grades for retention.

2. Financial Need Assessment

Most scholarships require proof of financial need. Prepare:

• Income tax returns (ITR)

• Barangay certification of indigency

• Latest payslip of parents

• Affidavit of low income

Providing accurate documents is crucial.

3. Extra-Curricular Achievements

Whether you’re an athlete, artist, or leader, involvement in organizations can boost your scholarship application.

Examples:

• Sports varsity tryouts

• Student council roles

• Debate teams

• Music or performing groups

• Community service

4. Entrance Exams and Screening Tests

Many schools and agencies require:

• Written exams

• Aptitude tests

• Interview assessments

Preparing early significantly increases your chances.

5. Character and Moral Standing

Scholarships often require:

• Good moral certificate

• Guidance counselor recommendations

• Clean disciplinary record

Good conduct is as important as grades.

How to Apply for Scholarships in Cagayan de Oro

Here is a practical, step-by-step guide:

Step 1: Identify Scholarships You Qualify For

List down 3–5 programs that match your skills, background, and financial situation.

Step 2: Prepare Complete Requirements

Submit all documents on time—including IDs, photos, grades, and recommendation letters.

Step 3: Apply Early

Slots for most scholarships are limited. Early submission increases approval chances.

Step 4: Prepare for Exams and Interviews

Review your academic subjects and be confident during the interview.

Step 5: Follow Up

Check for updates and respond immediately if the office asks for additional documents.

Tips to Increase Your Chances of Approval

• Build a strong academic record starting in junior high.

• Participate in extra-curricular activities.

• Prepare a compelling personal essay if required.

• Maintain professionalism during interviews.

• Apply for multiple scholarships to increase success rate.

Conclusion

Cagayan de Oro provides a wide range of scholarship opportunities—from government and university-based programs to private foundations and NGO grants. With careful planning, academic dedication, and strategic application preparation, students can significantly reduce or even eliminate education costs.

Whether you aim to study engineering, business, health sciences, arts, or vocational courses, there is a scholarship in CDO that fits your goals. By understanding how to qualify and what documents to prepare, you can maximize your chances of securing financial support and achieving your academic dreams.

FAQs (Frequently Asked Questions)

What types of scholarships are available in Cagayan de Oro?

Cagayan de Oro offers a wide range of scholarships from different sources. These include national government programs such as CHED and DOST scholarships, TESDA training scholarships for technical-vocational courses, and local government scholarships from the City of Cagayan de Oro and some barangays. In addition, most major universities in the city, such as Xavier University – Ateneo de Cagayan, Liceo de Cagayan University, Capitol University, and USTP, provide their own academic, athletic, cultural, and financial aid scholarships. There are also private foundation and NGO scholarships, including those from SM Foundation, church groups, civic organizations like Rotary and Lions, and other charitable institutions that support financially challenged but deserving students.

Who can qualify for scholarships in Cagayan de Oro?

Eligibility depends on the specific scholarship, but there are common criteria. Most scholarships look for Filipino citizens with good academic standing, usually with a general weighted average above a minimum cut-off. Many programs prioritize students from low-income families, so they require proof of financial need such as income tax returns or barangay certificates of indigency. Other scholarships are based on special talents or qualifications, such as being a varsity athlete, a performing artist, a student leader, or a STEM-track learner. Some scholarships are open only to incoming freshmen, while others also accept continuing college students who maintain the required grades and good moral character.

How do I know which scholarship is right for me?

Start by identifying your academic profile, financial situation, and interests. If you have very high grades and strong exam performance, merit-based scholarships from CHED, your target university, or DOST might suit you. If your main concern is financial difficulty, look for need-based programs such as LGU scholarships, private foundations, or university financial aid schemes. If you have specific talents in sports, music, or arts, consider athletic or cultural scholarships offered by schools like Liceo, Xavier, and other universities. Students who prefer skills training may choose TESDA scholarships for short-term vocational courses. It is best to list at least three to five scholarships that match your strengths and circumstances to increase your chances.

What are the usual requirements when applying for a scholarship?

Most scholarship applications require a standard set of documents. These often include your latest report card or transcript of records, a copy of your birth certificate, a recent 2×2 or ID photo, and a completed application form. For need-based programs, you will usually need your parents’ income documents such as income tax returns, payslips, or barangay certificates of indigency. Some scholarships ask for recommendation letters from teachers, class advisers, or guidance counselors, along with a certificate of good moral character. Others may require an essay, a personal statement, or proof of achievements like medals, certificates, and participation in competitions or organizations.

Do I need to take an exam or interview to get a scholarship?

Many scholarship programs include exams and interviews as part of their selection process. Government scholarships like DOST-SEI require students to pass a nationwide examination in science, math, and reasoning. Some universities also conduct their own entrance exams or qualifying tests for academic and merit scholars. Interviews are common, especially for competitive or high-value scholarships, to assess your personality, communication skills, motivations, and level of financial need. During the interview, you may be asked about your family background, academic goals, career plans, and reasons for applying. It is important to prepare by reviewing your basic subjects, practicing common interview questions, and being honest and confident.

Can I apply for more than one scholarship at the same time?

Yes, you may apply to multiple scholarships at once, and this is often recommended to maximize your chances of getting support. However, some scholarships have rules against “double scholarship” or overlapping financial aid. This means that if you are granted a full government scholarship, you might not be allowed to receive another full scholarship from a university or private foundation. In many cases, you may still receive smaller grants or allowances, but this depends on the policies of each provider. Always check the terms and conditions carefully, and if you are selected for more than one major scholarship, you may need to choose which one to accept.

What grade should I maintain to keep my scholarship?

Retention requirements vary for each program, but most scholarships set a minimum general weighted average that scholars need to maintain every semester or school year. Academic and merit-based scholarships often require higher grades, for example, no grade below a certain mark in any subject and a GWA of 1.75, 2.0, or 85%–90% or higher, depending on the scale used by the school. Need-based scholarships may be more flexible but still expect you to pass all subjects and avoid failing marks. In addition to academics, some scholarships require active participation in school activities, community service, or representation in sports or cultural events. Violations of school rules, serious misconduct, or poor performance can result in warning, probation, or termination of the scholarship.

Are there scholarships specifically for STEM, engineering, or technology courses?

Yes, Cagayan de Oro has strong support for STEM-related fields, especially through schools like USTP and various engineering and IT programs in other universities. Nationally, the DOST-SEI scholarships focus on science, technology, engineering, and mathematics courses and offer generous financial benefits including tuition, allowances, and thesis support. Some universities and private companies also sponsor scholarships for engineering, computer science, information technology, and other technical courses, often in exchange for internships or employment opportunities after graduation. Students who plan to pursue STEM courses should actively explore DOST and university-based STEM scholarships and prepare early for their qualifying exams.

Is there financial assistance for students who want technical-vocational training instead of a degree?

Yes, students who prefer short-term skills training can apply for TESDA scholarships in Cagayan de Oro. Programs such as the Training for Work Scholarship Program (TWSP), PESFA, and STEP cover training fees for various courses in areas like cookery, welding, automotive servicing, information technology, and hotel and restaurant services. These scholarships may also include assessment fees and training support. TESDA scholarships are ideal for those who want to gain employable skills faster, enter the workforce quickly, or start small businesses. They are also helpful for out-of-school youth and adults who want to re-skill or upskill without committing to a full four-year degree.

How can I improve my chances of getting a scholarship in Cagayan de Oro?

To increase your chances, start preparing early, ideally while you are still in junior or senior high school. Focus on maintaining good grades and building a solid academic record. Be active in organizations, leadership roles, competitions, or community service to show that you are well-rounded. Keep a folder of your certificates and documents so you can apply quickly when opportunities open. Practice writing clear and sincere personal statements that explain your goals and financial situation. When an exam or interview is required, review your lessons, research about the scholarship provider, and rehearse common questions. Above all, apply to multiple scholarships, submit complete requirements on time, and stay persistent even if you experience rejections.

Where can I find updates and announcements about scholarships in Cagayan de Oro?

You can regularly check the official websites and social media pages of CHED, DOST, TESDA, and the local government of Cagayan de Oro for announcements about application periods and requirements. Universities such as Xavier, Liceo, Capitol University, and USTP post scholarship information on their websites and registrar or scholarship office bulletins. Guidance offices in senior high schools and colleges are also good sources of updated information. In addition, watch for posts from NGOs, foundations, and civic organizations that occasionally offer new scholarship slots. Staying informed and monitoring deadlines is crucial because many scholarship programs only accept applications once a year and have limited slots.

Cagayan de Oro University Guide: Best Schools, Tuition, Courses, and Student Life