Cebu vs. Malta: Which Is the Better Destination for Studying English in 2025?

️Cebu vs. Malta: Which Is the Better Destination for Studying English in 2025?

✍️ Introduction

When it comes to learning English in a sunny, island paradise, two names often top the list: Cebu, in the Philippines, and Malta, in southern Europe. Both offer warm climates, ocean views, and a laid-back lifestyle that appeals to international students. But beyond the beaches and sunshine, these two destinations offer very different experiences when it comes to cost, language immersion, school style, and student life.

Malta, a small island nation in the Mediterranean, is part of the EU and has a long tradition of hosting European ESL students. English is one of its official languages, and it’s especially popular among students from Germany, France, Italy, and Eastern Europe.

Cebu, on the other hand, has gained a strong reputation across Asia—and increasingly worldwide—for its one-on-one ESL instruction, low cost of living, and strong student support system. Especially for beginners or budget-conscious learners, Cebu is a compelling alternative to traditional Western destinations.

In this article, we’ll compare Cebu and Malta across 9 key areas:

1. English Learning Environment

2. Cost of Study and Living

3. Teaching Style and Course Structure

4. Cultural Immersion and Diversity

5. ️ Lifestyle and Climate

6. Visa Requirements and Accessibility

7. ️ Accommodation and Daily Convenience

8. Who Should Choose Cebu or Malta?

9. Final Verdict

Whether you’re a European student looking to explore Asia, or an Asian student considering a taste of the Mediterranean, this guide will help you choose the best English learning destination for your needs in 2025.

1. English Learning Environment

When choosing between Cebu and Malta for studying English, understanding the local learning environment is essential. Both destinations are known for offering English education, but they cater to different types of students with different needs.

Malta, a small island in the Mediterranean, is part of the European Union and has English as one of its official languages. Most schools follow a British curriculum and employ native or near-native teachers. Students often join large group classes, where the teaching style tends to be more traditional and lecture-based. This setup is ideal for intermediate to advanced learners who want to polish their fluency, pronunciation, and cultural understanding in a native-like setting.

On the other hand, Cebu in the Philippines offers a more beginner-friendly atmosphere. English is widely spoken due to its historical ties to the U.S., and it’s used in education, business, and daily communication. ESL schools in Cebu are known for their intensive one-on-one lessons, which allow students to practice speaking for multiple hours per day. Teachers often have clear and neutral accents, and they are trained to adjust to each learner’s level and pace. The atmosphere is supportive and personal, making it perfect for those who want to build a strong foundation.

Quick Comparison Table

In summary, Malta offers a classic European experience with native-level instruction in scenic surroundings, while Cebu provides a more affordable, personalized, and immersive environment, especially suitable for beginners or those who want to improve quickly through speaking practice.

2. Cost of Study and Living

One of the biggest factors influencing a student’s decision to study abroad is cost. When comparing Cebu and Malta, the difference is quite noticeable—not just in tuition fees, but in accommodation, meals, transportation, and overall lifestyle.

Cebu is widely recognized for being one of the most affordable English study destinations in the world. Most ESL packages in Cebu include tuition, accommodation (often dormitory-style or private room), meals (2–3 per day), laundry, and even airport pickup. The bundled pricing model makes budgeting simple and predictable. Monthly costs usually range from USD $900 to $1,200, depending on the course type and room option. Additional expenses like visa extensions or SSP fees are relatively minor and clearly outlined in advance.

In contrast, Malta follows a more European model. Tuition is often priced separately from housing and food, meaning students must find their own accommodation—often at a higher cost. A basic English course can range from €600–€1,000 per month, and a private room in a shared flat might cost €400–€800 monthly, not including utilities or meals. When you add transport, groceries, and other expenses, the monthly cost in Malta can easily exceed USD $1,800–$2,200. While part-time work is possible in Malta under certain visa conditions, it’s often limited.

Quick Comparison Table

Summary: Cebu offers exceptional value with its all-inclusive packages, allowing students to focus on learning without worrying about hidden costs. Malta, while offering a European lifestyle, comes with a much higher financial commitment and more logistical complexity. For budget-conscious learners, Cebu is clearly the more practical choice.

3. ️ Environment and Lifestyle

When choosing a study abroad destination, it’s not just about the classroom—it’s also about where you’ll be spending your free time. Cebu and Malta both offer beautiful settings, but the lifestyle and daily environment differ significantly.

Cebu, located in the central Philippines, is a tropical island surrounded by white-sand beaches and crystal-clear waters. The city itself—Cebu City—is a bustling urban hub with modern malls, affordable restaurants, local markets, and a friendly atmosphere. Students can enjoy a relaxed island lifestyle during the weekends, with easy access to nearby beaches like Moalboal or Bantayan Island. The warm weather year-round (averaging 27–30°C) makes it perfect for outdoor activities like snorkeling, diving, or island hopping.

Filipinos are known for their hospitality and cheerful personality, and English is widely spoken not only in schools but also in everyday settings such as cafes, convenience stores, and taxi rides. This creates an immersive English-learning environment both inside and outside the classroom.

Malta, on the other hand, is a small European island nation in the Mediterranean. It features stunning architecture, historic cities, and beaches with turquoise waters. The lifestyle is distinctly European—more structured, calm, and a bit more reserved compared to the vibrant energy of the Philippines. The weather is Mediterranean, with warm summers and mild winters, but colder and windier than Cebu from November to February.

In Malta, English is an official language, but students may find that outside of school, Maltese is commonly spoken among locals. While this adds cultural depth, it can reduce opportunities for real-world English practice.

Lifestyle Snapshot

Summary: Cebu offers an active, tropical, and affordable lifestyle with plenty of real-world English interaction. Malta provides a serene, European experience with historic charm but a less immersive English environment outside the classroom. The choice depends on your preferred pace—vibrant and adventurous, or quiet and cultured.

4. English Education Style and Quality

When it comes to improving your English skills efficiently, the teaching approach and school structure can make a huge difference. Cebu and Malta represent two very different philosophies in English education, shaped by their cultural and economic contexts.

Cebu, as one of Asia’s most popular ESL destinations, is well-known for its one-on-one teaching system. Most ESL schools in Cebu—including 3D ACADEMY—offer 4 to 6 personalized classes per day, allowing students to focus on their weak points and receive instant feedback. This approach is ideal for beginners and intermediate learners who need extra attention, especially in speaking and listening.

Group classes are also available, often with interactive activities like debates, roleplays, and pronunciation training. Classes are usually small (4–6 students), and the focus is on building practical English communication. Filipino teachers are known for being friendly, approachable, and highly trained in ESL instruction.

Malta, in contrast, follows a more traditional European classroom style. Most schools focus on group lessons, typically with 10–15 students in a class. This model can work well for upper-intermediate to advanced learners who thrive in a peer-based environment. Group discussions, grammar-focused exercises, and IELTS or Cambridge Exam preparations are standard.

While Maltese teachers are usually certified and native or near-native speakers, the limited number of one-on-one options may slow progress for students who need more personalized attention. However, some schools offer supplementary one-on-one lessons for an additional cost.

Comparison Snapshot

Summary: If you want maximum speaking time, fast improvement, and personal feedback, Cebu’s intensive one-on-one system is hard to beat. For those who prefer a more academic setting with native-speaking peers, Malta may be more suitable. Your learning style and goals should guide your decision.

5. Tuition Fees and Living Costs

Studying abroad is a meaningful investment. Whether you’re looking for budget-friendly options or a balance between cost and quality, both Cebu (Philippines) and Malta offer attractive alternatives compared to Western countries. But the overall cost structures differ significantly.

Cebu: Cost-Effective and Comprehensive

In Cebu, English language schools commonly provide all-in-one study packages, including:

• Tuition

• Dormitory or hotel accommodation

• Three meals per day (including weekends)

• Utilities, Wi-Fi, and housekeeping

• Optional group activities or weekend trips

At 3D ACADEMY, for example:

• Shared Room + General ESL: USD $1,100–$1,300

• Single Room + Intensive ESL: USD $1,700–$2,000 (after price update)

These packages are incredibly convenient for first-time travelers, reducing stress over daily expenses.

Cebu’s cost of living is also very affordable:

• Local meals: $3–6

• Grab/taxi rides: $2–4

• Laundry: $1–2 per kilo

• SIM cards and data: $4–10 per month

Weekend excursions to nearby islands like Bohol or Bantayan cost less than $100 including accommodation and transport.

Malta: European Prices, More Flexibility

Malta offers a Mediterranean lifestyle with a European education standard, but it comes with higher costs. Most ESL schools charge tuition and accommodation separately, and students often need to rent private apartments or school-arranged housing.

For 4 weeks:

• Tuition: €700–€1,200 (~USD $750–$1,300)

• Housing: €700–€1,100 (~USD $750–$1,200)

• Food: €300–€500 (~USD $330–$550)

• Transport & other expenses: €100–€200 (~USD $110–$220)

Hidden fees like tourist taxes, deposits, and electricity charges are common and can add stress for students unfamiliar with European housing systems.

Cost Breakdown Comparison (4 Weeks)

✅ Conclusion

If you’re looking for value, Cebu is a clear winner. Everything is included, predictable, and affordable—making it perfect for younger learners, first-timers, or those planning to study long-term.

Malta, while more expensive, offers a richer European setting. It’s best suited for students who want flexibility and are prepared for self-managed living.

6. Environment and Lifestyle

The environment and lifestyle of a study destination play a crucial role in your overall experience. Let’s compare Cebu and Malta from a lifestyle and learning environment perspective.

Cebu: Laid-Back Tropics with a Focus on Study

Cebu offers a tropical island environment that is both relaxed and vibrant. It’s warm year-round (average 27–30°C), and there are stunning beaches, island-hopping opportunities, and outdoor adventures just a short ride away.

However, Cebu is also a study-focused destination. The majority of students attending ESL schools live in dormitories or partner hotels, often with strict class schedules and meal plans. This structure helps learners, especially beginners, maintain focus and avoid distractions.

Many campuses are located in the Lahug or Banilad areas—safe, student-friendly districts with easy access to cafes, gyms, malls, and clinics. Schools like 3D ACADEMY provide in-house meals, cleaning services, and optional activities that reduce the need for outside errands, making it ideal for serious learners.

You can explore the city during weekends—try local food like lechon or chicken inasal, or relax at beaches like Mactan, Bantayan, or Moalboal. But during weekdays, most students stay focused on their academic goals.

Malta: Mediterranean Vibes and Independent Living

Malta, on the other hand, provides a European lifestyle with a mix of leisure and learning. Its mild Mediterranean climate (average 15–25°C) and historical towns like Valletta or Mdina create a unique study atmosphere. It’s common to find ESL schools located near the sea, allowing students to enjoy a morning lesson followed by an afternoon swim.

Unlike Cebu, Malta doesn’t follow a boarding-school style setup. Students often rent apartments or live in shared houses, managing their own meals and daily schedules. This independence is great for mature students or those preparing to enter university or work life in Europe.

There are fewer structured programs, but more social and cultural integration. Students can meet locals and travelers alike, and practice English in real-life settings. The nightlife is active, and public transportation is efficient and affordable.

✅ Summary

• Cebu is best for students who want structure, full support, and fewer distractions.

• Malta is ideal for those seeking a balance of study and leisure in a European setting.

Both locations offer beautiful surroundings—but your ideal choice depends on how much freedom and structure you need to thrive.

7. ✈️ Accessibility and Visa Process

When choosing a study destination abroad, one of the most practical considerations is how easy it is to get there—and what kind of visa process you’ll face. Here’s how Cebu (Philippines) and Malta compare in terms of accessibility and student visa procedures.

✈️ Getting There

Cebu, Philippines is easily accessible from many major Asian cities. With a growing number of direct international flights to Mactan-Cebu International Airport, students from Japan, Korea, Vietnam, and other ASEAN countries can often arrive in just 4–5 hours. Cebu is particularly convenient for short- to medium-term stays due to its proximity and affordable airfare.

On the other hand, Malta, located in Southern Europe, is best accessed via connections through European hubs such as Frankfurt, Istanbul, or Rome. Students coming from Asia or South America will likely face long-haul flights, often requiring multiple stopovers. This makes Malta more suitable for those planning long-term study or a gap year in Europe.

Visa Requirements

For Cebu, the visa process is relatively relaxed. Many nationalities—including Japan, Korea, Taiwan, and most ASEAN countries—can enter the Philippines visa-free for 30 days. For longer stays, students can apply for visa extensions through their school, which usually assists with the entire process. Extensions are typically done monthly and cost around $50–60 per month. For stays over 59 days, additional fees apply (e.g., ACR-I Card for identification).

This flexible visa system is perfect for short-term learners and also allows students to extend their stay based on progress or goals.

In Malta, however, visa rules are stricter. Students from non-EU countries (such as Japan, Vietnam, or Brazil) must apply for a student visa in advance, often from their home country. The process can take 3–6 weeks, and requires proof of school enrollment, financial stability, and sometimes accommodation details.

EU nationals don’t need a visa at all, making Malta especially attractive to European students. However, for non-EU learners, this adds a layer of complexity and potential delay.

✅ Summary

• Cebu is easier to reach from Asia and offers flexible, low-cost visa extensions with school support.

• Malta requires more planning, especially for non-EU students, but works well for those already in Europe.

If you want a hassle-free entry and flexible schedule, Cebu wins. If you’re targeting Europe or long-term academic goals, Malta is worth the extra paperwork.

9. Final Thoughts: Which Should You Choose—Cebu or Malta?

When deciding between Cebu and Malta as your English study abroad destination, the best choice ultimately depends on your budget, goals, and background. Let’s break down the key takeaways and help you decide which one fits you better.

Cost vs. Prestige

If you’re looking for a cost-effective English study experience without compromising on quality, Cebu clearly stands out. With its affordable tuition, low living expenses, and flexible visa system, Cebu is ideal for students on a budget or those planning short- to mid-term language training.

In contrast, Malta offers a more European lifestyle and is part of the EU education ecosystem, which may appeal to students seeking a European certificate or wanting to combine travel with study in Europe. However, this comes with higher costs and a more rigid visa process.

‍ Teaching Style & Environment

Cebu is known for its one-on-one lessons, giving students intensive speaking practice, especially in conversation and pronunciation. The curriculum is highly customizable, and classes are often taught by patient, well-trained Filipino teachers who focus on practical English.

Malta offers more group-based classes, typically led by native English speakers from the UK or other EU countries. This is ideal for learners who already have some foundation in English and want to experience European classroom culture.

Travel & Location

Cebu is in Southeast Asia, making it much more accessible for students from Asia, the Middle East, and even Australia. It’s a tropical island, so weekend getaways to beaches and nature spots are easy and cheap.

Malta, on the other hand, is in the heart of Southern Europe, surrounded by Italy, Spain, and Greece. If your goal is to explore Europe while studying, this can be a major advantage.

Final Verdict

Both Cebu and Malta are excellent choices, but for most learners—especially from Asia or Latin America—Cebu provides unbeatable value, flexibility, and support for beginner to intermediate learners.

Still unsure? Start with Cebu to build your English foundation, then move on to Malta for a second-stage study abroad experience. Many students do exactly that—it’s called two-country study abroad, and it’s becoming increasingly popular.